• 09:30

    TV prodaja

    Ponedjeljak, 19-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

    Ponedjeljak, 19-04-2021.

  • 10:30

    Produženi vikend, moziačna emisija (R)

    Ponedjeljak, 19-04-2021.

  • 11:30

    Slavonsko veselje, zabavno - glazbena kontakt emisija (R)

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  • 13:30

    Zdrava jabuka, sponzorirani program

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  • 14:30

    U dobroj formi, magazin

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  • 15:00

    Zlato ravnice, poljoprivredna emisija (R)

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  • 15:40

    Akademska četvrt, mozaična emisija (R)

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    Vijesti, informativna emisija

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  • 16:00

    TV Replika, kontakt emisija

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  • 17:15

    Osijek info, mozaična emisija (R)

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  • 18:00

    Dnevnik, informativna emisija

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  • 18:30

    Sportikos, sportska emisija

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  • 19:30

    City music, glazbena emisija

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  • 20:00

    Budnica, talk show

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  • 21:00

    Impuls razvoja, emisija o gospodarstvu (R)

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  • 21:30

    Vukovarska kronika, mozaična emisija

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  • 22:00

    After, emisija o elektronskoj glazbi

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  • 23:30

    Dnevnik, informativna emisija (R)

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  • 00:00

    Kraj programa

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  • 09:45

    TV prodaja

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  • 10:00

    Dnevnik, informativna emisija (R)

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  • 10:30

    TV Koktel, mozaična emisija (R)

    Utorak, 20-04-2021.

  • 11:30

    TV prodaja

    Utorak, 20-04-2021.

  • 11:45

    Slavonsko veselje, zabavno - glazbena kontakt emisija (R)

    Utorak, 20-04-2021.

  • 14:00

    Sportikos, sportska emisija (R)

    Utorak, 20-04-2021.

  • 15:00

    Budnica, talk show (R)

    Utorak, 20-04-2021.

  • 15:55

    Vijesti, informativna emisija

    Utorak, 20-04-2021.

  • 16:00

    TV Replika, kontakt emisija

    Utorak, 20-04-2021.

  • 17:00

    Vukovarska kronika, mozaična emisija (R)

    Utorak, 20-04-2021.

  • 17:30

    Akademska četvrt, mozaični program (R)

    Utorak, 20-04-2021.

  • 18:00

    Dnevnik, informativna emisija

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  • 18:30

    Auto moto nautic vision, emisija o automobilizmu (R)

    Utorak, 20-04-2021.

  • 19:00

    City music, glazbena emisija

    Utorak, 20-04-2021.

  • 20:00

    Odaberi zdravlje, sponzorirani program

    Utorak, 20-04-2021.

  • 21:00

    Naš (g)rad, informativna emisija

    Utorak, 20-04-2021.

  • 22:00

    Dnevnik, informativna emisija (R)

    Utorak, 20-04-2021.

  • 22:30

    TV Replika, kontakt emisija (R)

    Utorak, 20-04-2021.

  • 23:30

    Kraj programa

    Utorak, 20-04-2021.

  • 09:45

    TV prodaja

    Srijeda, 21-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

    Srijeda, 21-04-2021.

  • 10:30

    Zdrava jabuka, sponzorirani program

    Srijeda, 21-04-2021.

  • 11:45

    Sportikos, sportska emisija (R)

    Srijeda, 21-04-2021.

  • 12:45

    U dobroj formi, magazin

    Srijeda, 21-04-2021.

  • 13:15

    Kultura 21, magazin

    Srijeda, 21-04-2021.

  • 13:55

    Auto moto nautic vision, emisija o automobilizmu (R)

    Srijeda, 21-04-2021.

  • 14:25

    TV prodaja

    Srijeda, 21-04-2021.

  • 14:40

    Glazbeni program

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  • 14:55

    Naš (g)rad, informativna emisija (R)

    Srijeda, 21-04-2021.

  • 15:55

    Vijesti, informativna emisija

    Srijeda, 21-04-2021.

  • 16:00

    TV Replika, kontakt emisija

    Srijeda, 21-04-2021.

  • 16:55

    Odaberi zdravlje, sponzorirani program (R)

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  • 18:00

    Dnevnik, informativna emisija

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  • 18:30

    Auto moto nautic vision, emisija o automobilizmu (R)

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  • 19:00

    City music, glazbena emisija

    Srijeda, 21-04-2021.

  • 20:00

    Karte na stol, talk show

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  • 21:00

    Osijek pita, informativna emisija

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  • 21:30

    Zvjezdani show, zabavno - glazbena emisija (R)

    Srijeda, 21-04-2021.

  • 23:00

    Osijek info, mozaična emisija (R)

    Srijeda, 21-04-2021.

  • 23:30

    Dnevnik, informativna emisija (R)

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  • 00:00

    Kraj programa

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  • 09:45

    TV prodaja

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  • 10:00

    Dnevnik, informativna emisija (R)

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  • 10:30

    Glazbeni program

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  • 11:30

    Kultura 21, magazin

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  • 12:00

    TV prodaja

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  • 12:20

    U dobroj formi, magazin

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  • 13:00

    Naš (g)rad, informativna emisija (R)

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  • 14:00

    LifeStyle TV, magazin

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  • 14:55

    Karte na stol, talk show (R)

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  • 15:55

    Vijesti, informativna emisija

    Četvrtak, 22-04-2021.

  • 16:00

    TV Replika, kontakt emisija

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  • 17:00

    Zlato ravnice, poljoprivredna emisija (R)

    Četvrtak, 22-04-2021.

  • 17:40

    Akademska četvrt, mozaična emisija (R)

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  • 18:00

    Dnevnik, informativna emisija

    Četvrtak, 22-04-2021.

  • 18:30

    TV Koktel, mozaična emisija

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  • 19:30

    City music, glazbena emisija

    Četvrtak, 22-04-2021.

  • 20:00

    Budnica, talk show

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  • 21:00

    Osijek info, mozaična emisija (R)

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  • 21:30

    To smo mi , putopisna reportaža

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  • 22:00

    Dnevnik, informativna emisija (R)

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  • 22:30

    TV Replika, informativna emisija (R)

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  • 00:30

    Kraj programa

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  • 09:30

    Glazbeni program

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  • 09:45

    TV prodaja

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  • 10:00

    Dnevnik, informativna emisija (R)

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  • 10:20

    Glazbeni program

    Petak, 23-04-2021.

  • 10:45

    Auto moto nautic vision, emisija o automobilizmu

    Petak, 23-04-2021.

  • 11:30

    U dobroj formi, magazin (R)

    Petak, 23-04-2021.

  • 12:00

    Kultura 21, magazin (R)

    Petak, 23-04-2021.

  • 12:30

    Glazbeni program

    Petak, 23-04-2021.

  • 13:00

    Osijek info, mozaična emisija (R)

    Petak, 23-04-2021.

  • 13:30

    TV Koktel, mozaična emisija (R)

    Petak, 23-04-2021.

  • 14:30

    TV prodaja

    Petak, 23-04-2021.

  • 14:55

    Zdrava jabuka, sponzorirani program (R)

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  • 15:55

    Vijesti, informativna emisija

    Petak, 23-04-2021.

  • 16:00

    Produženi vikend, mozaična emisija (R)

    Petak, 23-04-2021.

  • 17:00

    Kratki rezovi, emisija o filmu

    Petak, 23-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Petak, 23-04-2021.

  • 18:30

    Auto moto nautic vision, emisija o automobilizmu

    Petak, 23-04-2021.

  • 19:00

    City music, glazbena emisija

    Petak, 23-04-2021.

  • 20:00

    Zdrava jabuka, sponzorirani program

    Petak, 23-04-2021.

  • 21:00

    Osijek pita, informativna emisija

    Petak, 23-04-2021.

  • 21:30

    To smo mi , putopisna reportaža

    Petak, 23-04-2021.

  • 22:00

    Svirajte mi tamburaši, glazbena emisija

    Petak, 23-04-2021.

  • 22:30

    Dnevnik, informativna emisija (R)

    Petak, 23-04-2021.

  • 23:00

    Kratki rezovi, emisija o filmu (R)

    Petak, 23-04-2021.

  • 00:00

    Kraj programa

    Subota, 24-04-2021.

  • 09:45

    TV prodaja

    Subota, 24-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

    Subota, 24-04-2021.

  • 10:30

    TV prodaja

    Subota, 24-04-2021.

  • 10:45

    LifeStyle, magazin

    Subota, 24-04-2021.

  • 11:45

    TV Koktel, moziačna emisija (R)

    Subota, 24-04-2021.

  • 12:45

    Kako se snimao film, dokumentarna reportaža

    Subota, 24-04-2021.

  • 13:00

    Svirajte mi tamburaši. glazbena emisija (R)

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  • 13:30

    Zdrava jabuka, sponzorirani program (R)

    Subota, 24-04-2021.

  • 14:30

    Budnica, talk show (R)

    Subota, 24-04-2021.

  • 15:30

    KolibriS, emisija o kulturi

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  • 16:30

    Odaberi zdravlje, sponzorirani program (R)

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  • 17:30

    Kako se snimao film, dokumentarna reportaža

    Subota, 24-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Subota, 24-04-2021.

  • 18:30

    Auto moto nautic vision, emisija o automobilizmu (R)

    Subota, 24-04-2021.

  • 19:00

    City music, glazbena emisija

    Subota, 24-04-2021.

  • 20:00

    Osijek info, mozaična emisija

    Subota, 24-04-2021.

  • 20:30

    Slavonsko veselje, glazbena kontakt emisija

    Subota, 24-04-2021.

  • 22:30

    Osijek pita, informativna emisija (R)

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  • 23:00

    Dnevnik, informativna emisija (R)

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  • 00:00

    Kraj programa

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  • 09:15

    Mamre, vjerski program (R)

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  • 09:30

    Produženi vikend, mozaična emisija (R)

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  • 10:30

    Dnevnik, informativna emisija (R)

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  • 11:00

    Zdrava jabuka, sponzorirani program

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  • 12:00

    To smo mi, putopisna reportaža (R)

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  • 12:30

    Svirajte mi tamburaši, glazbena emisija

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  • 13:00

    Budnica, talk show (R)

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  • 14:00

    Kratki rezovi, emisija o filmu (R)

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  • 14:30

    Zlato ravnice, poljopriverdna emisija

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  • 15:00

    Zdrava jabuka, sponzorirani program

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  • 16:00

    Zvjezdani show, zabavno- glazbena emisija

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  • 17:40

    Mamre, vjerski program (R)

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  • 18:00

    Dnevnik, informativna emisija

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  • 18:30

    Glazbeni program

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  • 19:00

    TV Koktel, moziačna emisija (R)

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  • 20:00

    Impuls razvoja, emisija o gospodarstvu

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  • 20:30

    Slavonsko veselje, glazbena kontakt emisija

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  • 22:30

    Osijek pita, informativna emisija (R)

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  • 23:00

    Dnevnik, informativna emisija (R)

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  • 23:55

    Kraj programa

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Debt Management Arrange a financial obligation administration plan, also called a DMP, is definitely a casual solution design

A financial obligation administration plan, also called a DMP, is a solution that is informal to lessen your monthly obligations towards your debts.

What exactly is a financial obligation administration plan?

A Debt Management Arrange is an understanding, negotiated by you or even a party that is third to reduce your monthly obligations to creditors.

It really isn’t legally binding, unlike other financial obligation solutions, such as for example an Individual Voluntary Arrangement (IVA) or a Trust Deed. Having a DMP, your payments that are monthly proposed according to everything you can reasonably manage.

We now have a wide variety of financial obligation management solutions that may assist you to write down as much as 81per cent of one’s debts

That is exercised through a failure of one’s budget that is monthly and re re payments are often compensated over a longer time.

Re Payments can be revised in the event your circumstances alter, making a DMP a solution that is flexible.

A DMP sees you repay your debt in full unlike some debt solutions. Creditors may agree to freeze also interest and costs regarding the debts included, but this isn’t assured.

They will charge you a fee for negotiating and administering your DMP if you opt to go for a private debt management company.

But, there are numerous financial obligation charities that provide the ongoing service at no cost.

In the event your creditors consent to the payments that are reduced, all you have to do is carry on with together with your re payments.

How can a Debt Management Plan work?

The nature that is exact of financial obligation administration plan differs from instance to situation, you could expect its program to follow along with these actions:

Choose your DMP provider

You can easily negotiate a DMP together with your creditors yourself, but you can choose to use a third party if you need additional support.

An adviser will represent your interests, and remove the stress of direct contact with creditors if you opt to use a DMP company.

lots of financial obligation charities provide DMP services totally free.

Work out your allowance

Next, you have to exercise how much you really can afford to cover in your installments that are monthly by carefully analysing your financial allowance.

If you decide to make use of a DMP provider, this can include supplying payslips, bills, along with other papers, so your quantity you are able to manage to cover after important expenses may be determined.

Submit an indicator to creditors

Your allowance will likely then be proven to creditors, who can determine whether or otherwise not to simply accept your brand-new payments that are monthly.

They may also agree to freeze ongoing interest and/or charges as a gesture of goodwill if they accept.

In the event the creditors try not to accept the new repayment plan, maybe you are eligible for another solution, such as for instance a Trust Deed or Individual Voluntary Arrangement, bankruptcy or sequestration.

Create your brand new payments that are monthly

The last action associated with a Debt Management Arrange is create your brand new payment that is monthly.

There is no need to wait patiently for the creditors to consent to your DMP if they later reject your plan before you start making reduced payments, however you may have to review your situation.

If you opt to work with a DMP provider, you will definitely create your payment per month in their mind in the place of right to creditors.

This implies you’ve got just one re payment instead of a few, which will make things far more workable.

The length of time does a Debt Management Plan simply simply take to create?

One of many advantages of a Debt Management Arrange is just exactly how quickly normally it takes effect. Having a DMP, you need to be in a position to combine your financial situation into one payment per month and lessen the quantity you payday loans online need to pay very nearly instantly.

Once you’ve determined your financial allowance and decided just how much you’ll fairly afford to spend to your financial obligation each thirty days, you can begin making that repayment immediately.

The cash will be spread evenly among your creditors, and also you don’t need certainly to await creditors to accept the program before you go ahead along with it.

While a DMP provides you with nearly instant credit card debt relief, you ought to know that your particular creditors may continue to request re re re payments after you have begun paying towards your DMP from you even.

Creditors need time for you review your proposition, consent to it, and improve your info on their systems.

Should your creditors do contact you for the time being, it is possible to merely react you have delivered them a proposition with their consideration, and so are now trying to repay the total amount put down for the reason that proposition.

Am I entitled to a Debt Management Plan?

There’s no optimum or debt that is minimum necessary to enter a DMP, but there are many facts to consider before you apply.

A DMP is wonderful for those people who are struggling to steadfastly keep up with regards to financial obligation repayments, but who are able to afford to regularly spend lower amounts over a longer time period.

It is additionally best for those whose circumstances are going to improve in the long run and who possess a stable and income that is relatively stable.

Before you apply for the DMP, you need to be sure you will nevertheless be in a position to pay your concern bills, such as for instance your mortgage/rent and council income tax.

Write off up to 81percent of unaffordable financial obligation.

Creditfix have actually aided over 151,000 individuals in the united kingdom making use of their debts.

Impressum

DIREKTORICA I GLAVNA UREDNICA

Ružica Smolčić

031 400 000

urednik@ostv.hr

VODITELJ TEHNIKE

Dario Čakmak

rezija@ostv.hr

VODITELJICA MARKETINGA

Mirjana Mlinarević

031 400 003

marketing@ostv.hr

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Dizajn i izrada: Gauss Development