Najnovije vijesti:

09:45

TV prodaja

Utorak, 20-04-2021.
10:00

Dnevnik, informativna emisija (R)

Utorak, 20-04-2021.
10:30

TV Koktel, mozaična emisija (R)

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TV prodaja

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Budnica, talk show (R)

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Akademska četvrt, mozaični program (R)

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Dnevnik, informativna emisija

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Auto moto nautic vision, emisija o automobilizmu (R)

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19:00

City music, glazbena emisija

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20:00

Odaberi zdravlje, sponzorirani program

Utorak, 20-04-2021.
21:00

Naš (g)rad, informativna emisija

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22:00

Dnevnik, informativna emisija (R)

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22:30

TV Replika, kontakt emisija (R)

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23:30

Kraj programa

Utorak, 20-04-2021.
09:45

TV prodaja

Srijeda, 21-04-2021.
10:00

Dnevnik, informativna emisija (R)

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10:30

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13:55

Auto moto nautic vision, emisija o automobilizmu (R)

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14:25

TV prodaja

Srijeda, 21-04-2021.
14:40

Glazbeni program

Srijeda, 21-04-2021.
14:55

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Vijesti, informativna emisija

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16:00

TV Replika, kontakt emisija

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18:00

Dnevnik, informativna emisija

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City music, glazbena emisija

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Osijek pita, informativna emisija

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23:00

Osijek info, mozaična emisija (R)

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23:30

Dnevnik, informativna emisija (R)

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00:00

Kraj programa

Četvrtak, 22-04-2021.
09:45

TV prodaja

Četvrtak, 22-04-2021.
10:00

Dnevnik, informativna emisija (R)

Četvrtak, 22-04-2021.
10:30

Glazbeni program

Četvrtak, 22-04-2021.
11:30

Kultura 21, magazin

Četvrtak, 22-04-2021.
12:00

TV prodaja

Četvrtak, 22-04-2021.
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14:00

LifeStyle TV, magazin

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Karte na stol, talk show (R)

Četvrtak, 22-04-2021.
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Vijesti, informativna emisija

Četvrtak, 22-04-2021.
16:00

TV Replika, kontakt emisija

Četvrtak, 22-04-2021.
17:00

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Četvrtak, 22-04-2021.
17:40

Akademska četvrt, mozaična emisija (R)

Četvrtak, 22-04-2021.
18:00

Dnevnik, informativna emisija

Četvrtak, 22-04-2021.
18:30

TV Koktel, mozaična emisija

Četvrtak, 22-04-2021.
19:30

City music, glazbena emisija

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20:00

Budnica, talk show

Četvrtak, 22-04-2021.
21:00

Osijek info, mozaična emisija (R)

Četvrtak, 22-04-2021.
21:30

To smo mi , putopisna reportaža

Četvrtak, 22-04-2021.
22:00

Dnevnik, informativna emisija (R)

Četvrtak, 22-04-2021.
22:30

TV Replika, informativna emisija (R)

Četvrtak, 22-04-2021.
00:30

Kraj programa

Petak, 23-04-2021.
09:30

Glazbeni program

Petak, 23-04-2021.
09:45

TV prodaja

Petak, 23-04-2021.
10:00

Dnevnik, informativna emisija (R)

Petak, 23-04-2021.
10:20

Glazbeni program

Petak, 23-04-2021.
10:45

Auto moto nautic vision, emisija o automobilizmu

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U dobroj formi, magazin (R)

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12:00

Kultura 21, magazin (R)

Petak, 23-04-2021.
12:30

Glazbeni program

Petak, 23-04-2021.
13:00

Osijek info, mozaična emisija (R)

Petak, 23-04-2021.
13:30

TV Koktel, mozaična emisija (R)

Petak, 23-04-2021.
14:30

TV prodaja

Petak, 23-04-2021.
14:55

Zdrava jabuka, sponzorirani program (R)

Petak, 23-04-2021.
15:55

Vijesti, informativna emisija

Petak, 23-04-2021.
16:00

Produženi vikend, mozaična emisija (R)

Petak, 23-04-2021.
17:00

Kratki rezovi, emisija o filmu

Petak, 23-04-2021.
18:00

Dnevnik, informativna emisija

Petak, 23-04-2021.
18:30

Auto moto nautic vision, emisija o automobilizmu

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19:00

City music, glazbena emisija

Petak, 23-04-2021.
20:00

Zdrava jabuka, sponzorirani program

Petak, 23-04-2021.
21:00

Osijek pita, informativna emisija

Petak, 23-04-2021.
21:30

To smo mi , putopisna reportaža

Petak, 23-04-2021.
22:00

Svirajte mi tamburaši, glazbena emisija

Petak, 23-04-2021.
22:30

Dnevnik, informativna emisija (R)

Petak, 23-04-2021.
23:00

Kratki rezovi, emisija o filmu (R)

Petak, 23-04-2021.
00:00

Kraj programa

Subota, 24-04-2021.
09:45

TV prodaja

Subota, 24-04-2021.
10:00

Dnevnik, informativna emisija (R)

Subota, 24-04-2021.
10:30

TV prodaja

Subota, 24-04-2021.
10:45

LifeStyle, magazin

Subota, 24-04-2021.
11:45

TV Koktel, moziačna emisija (R)

Subota, 24-04-2021.
12:45

Kako se snimao film, dokumentarna reportaža

Subota, 24-04-2021.
13:00

Svirajte mi tamburaši. glazbena emisija (R)

Subota, 24-04-2021.
13:30

Zdrava jabuka, sponzorirani program (R)

Subota, 24-04-2021.
14:30

Budnica, talk show (R)

Subota, 24-04-2021.
15:30

KolibriS, emisija o kulturi

Subota, 24-04-2021.
16:30

Odaberi zdravlje, sponzorirani program (R)

Subota, 24-04-2021.
17:30

Kako se snimao film, dokumentarna reportaža

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18:00

Dnevnik, informativna emisija

Subota, 24-04-2021.
18:30

Auto moto nautic vision, emisija o automobilizmu (R)

Subota, 24-04-2021.
19:00

City music, glazbena emisija

Subota, 24-04-2021.
20:00

Osijek info, mozaična emisija

Subota, 24-04-2021.
20:30

Slavonsko veselje, glazbena kontakt emisija

Subota, 24-04-2021.
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Osijek pita, informativna emisija (R)

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Dnevnik, informativna emisija (R)

Subota, 24-04-2021.
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Kraj programa

Nedjelja, 25-04-2021.
09:15

Mamre, vjerski program (R)

Nedjelja, 25-04-2021.
09:30

Produženi vikend, mozaična emisija (R)

Nedjelja, 25-04-2021.
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Dnevnik, informativna emisija (R)

Nedjelja, 25-04-2021.
11:00

Zdrava jabuka, sponzorirani program

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12:00

To smo mi, putopisna reportaža (R)

Nedjelja, 25-04-2021.
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Svirajte mi tamburaši, glazbena emisija

Nedjelja, 25-04-2021.
13:00

Budnica, talk show (R)

Nedjelja, 25-04-2021.
14:00

Kratki rezovi, emisija o filmu (R)

Nedjelja, 25-04-2021.
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Zlato ravnice, poljopriverdna emisija

Nedjelja, 25-04-2021.
15:00

Zdrava jabuka, sponzorirani program

Nedjelja, 25-04-2021.
16:00

Zvjezdani show, zabavno- glazbena emisija

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Mamre, vjerski program (R)

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18:00

Dnevnik, informativna emisija

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Glazbeni program

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19:00

TV Koktel, moziačna emisija (R)

Nedjelja, 25-04-2021.
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Impuls razvoja, emisija o gospodarstvu

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20:30

Slavonsko veselje, glazbena kontakt emisija

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22:30

Osijek pita, informativna emisija (R)

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Dnevnik, informativna emisija (R)

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Kraj programa

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Home loan declined since you are self-employed. Can a mortgage be declined after an understanding in concept?

Self-employed borrowers will have to show their earnings towards the mortgage company.

To work on this you normally need at least days gone by 2 yearsвЂ™ accounts вЂ“ but the greater several years of records you have got showing a significant revenue, the higher.

You’ll also have to show forms that are SA302 a вЂњtax overviewвЂќ from HMRC for the last 1 to three years (according to the loan provider).

A home loan broker should be able to suggest loan providers which look favourably on applications from self-employed workers, plus the required documents.

Mortgage declined as a result of problem aided by the home

Each loan provider could have various requirements in regards to the kinds of home considered sufficient safety for a loan.

You which lenders are most likely to accept your application if you are buying a flat, a leasehold property or a property built from non-conventional material, a broker will be able to tell.

In the event that property just isn’t habitable, you may be capable of getting a renovation home loan to borrow the amount of money to really make the home liveable.

Can a mortgage be declined after an agreement in concept?

An understanding in theory is helpful tips of exactly how much a loan provider will be ready to provide you centered on some information that is basic a soft search of the credit history.

Nonetheless itвЂ™s perhaps perhaps not a warranty. Each time a lender carries away an even more affordability that is in-depth or a difficult search of one’s credit file, it would likely determine to not ever provide for you.

A lenderвЂ™s affordability assessment might find out high outgoings or monetary commitments such as for example childcare expenses, car lease or financial obligation repayments.

A tough search of one’s credit file might expose missed debt or bill re payments, way too many credit applications in a quick period of time, or high utilisation of current personal lines of credit.

Can home financing be declined by the underwriter following a valuation?

An underwriter might drop your home loan application following a valuation because:

the underwriter believes the house is not well well worth the acquisition cost

the home valuation suggest your loan exceeds the utmost loan-to-value allowed

you will find doubts concerning the propertyвЂ™s suitability for the loan

the home requirements repairs

When your application is declined following a valuation, you could attempt:

renegotiating the purchase cost with all the vendor

putting straight down a larger deposit

attempting a lender that is different

Can a mortgage be declined after change of contracts?

ItвЂ™s unusual for home financing to be declined after offer or when youвЂ™ve exchanged agreements.

Nevertheless, it may take place if:

the lending company discovers one thing you neglected to reveal in your application

you lose your work or your circumstances alter

The lender suspects you are involved in fraud or crime

you donвЂ™t finish the purchase prior to the mortgage offer expires

Your home loan being refused after exchange of Bonuses agreements can be quite expensive. That is if you donвЂ™t complete the purchase because you are legally committed to purchasing the property at this point and you will forfeit your deposit.

The length of time must I wait before re-applying if my home loan is declined?

After youвЂ™ve been declined, itвЂ™s generally advisable to wait at least 3 months while you can apply for another mortgage straight.

You should use this time to find the reason out the application had been declined and make a plan to place your self in an improved position for the following time you use.

Too many declined mortgages will impact your credit rating.

A home loan broker will manage to give you advice about once you should re-apply, also to which loan provider.