Najnovije vijesti:
09:15
Mamre, vjerski program (R)
Nedjelja, 11-04-2021.
09:30
Produženi vikend, mozaična emisija (R)
Nedjelja, 11-04-2021.
10:30
Dnevnik, informativna emisija (R)
Nedjelja, 11-04-2021.
11:00
Zdrava jabuka, sponzorirani program
Nedjelja, 11-04-2021.
12:00
To smo mi, putopisna reportaža (R)
Nedjelja, 11-04-2021.
12:30
Svirajte mi tamburaši, glazbena emisija
Nedjelja, 11-04-2021.
13:00
Budnica, talk show (R)
Nedjelja, 11-04-2021.
14:00
Kratki rezovi, emisija o filmu (R)
Nedjelja, 11-04-2021.
14:30
Zlato ravnice, poljopriverdna emisija
Nedjelja, 11-04-2021.
15:00
Zdrava jabuka, sponzorirani program
Nedjelja, 11-04-2021.
16:00
Zvjezdani show, zabavno- glazbena emisija
Nedjelja, 11-04-2021.
17:40
Mamre, vjerski program (R)
Nedjelja, 11-04-2021.
18:00
Dnevnik, informativna emisija
Nedjelja, 11-04-2021.
18:30
Glazbeni program
Nedjelja, 11-04-2021.
19:00
TV Koktel, moziačna emisija (R)
Nedjelja, 11-04-2021.
20:00
Impuls razvoja, emisija o gospodarstvu
Nedjelja, 11-04-2021.
20:30
Slavonsko veselje, glazbena kontakt emisija
Nedjelja, 11-04-2021.
22:30
Osijek pita, informativna emisija (R)
Nedjelja, 11-04-2021.
23:00
Dnevnik, informativna emisija (R)
Nedjelja, 11-04-2021.
23:55
Kraj programa
Nedjelja, 11-04-2021.
09:30
TV prodaja
Ponedjeljak, 12-04-2021.
10:00
Dnevnik, informativna emisija (R)
Ponedjeljak, 12-04-2021.
10:30
Produženi vikend, moziačna emisija (R)
Ponedjeljak, 12-04-2021.
11:30
Slavonsko veselje, zabavno - glazbena kontakt emisija (R)
Ponedjeljak, 12-04-2021.
13:30
Zdrava jabuka, sponzorirani program
Ponedjeljak, 12-04-2021.
14:30
U dobroj formi, magazin
Ponedjeljak, 12-04-2021.
15:00
Zlato ravnice, poljoprivredna emisija (R)
Ponedjeljak, 12-04-2021.
15:40
Akademska četvrt, mozaična emisija (R)
Ponedjeljak, 12-04-2021.
15:55
Vijesti, informativna emisija
Ponedjeljak, 12-04-2021.
16:00
TV Replika, kontakt emisija
Ponedjeljak, 12-04-2021.
17:15
Osijek info, mozaična emisija (R)
Ponedjeljak, 12-04-2021.
18:00
Dnevnik, informativna emisija
Ponedjeljak, 12-04-2021.
18:30
Sportikos, sportska emisija
Ponedjeljak, 12-04-2021.
19:30
City music, glazbena emisija
Ponedjeljak, 12-04-2021.
20:00
Budnica, talk show
Ponedjeljak, 12-04-2021.
21:00
Impuls razvoja, emisija o gospodarstvu (R)
Ponedjeljak, 12-04-2021.
21:30
Vukovarska kronika, mozaična emisija
Ponedjeljak, 12-04-2021.
22:00
After, emisija o elektronskoj glazbi
Ponedjeljak, 12-04-2021.
23:30
Dnevnik, informativna emisija (R)
Ponedjeljak, 12-04-2021.
00:00
Kraj programa
Utorak, 13-04-2021.
09:45
TV prodaja
Utorak, 13-04-2021.
10:00
Dnevnik, informativna emisija (R)
Utorak, 13-04-2021.
10:30
TV Koktel, mozaična emisija (R)
Utorak, 13-04-2021.
11:30
TV prodaja
Utorak, 13-04-2021.
11:45
Slavonsko veselje, zabavno - glazbena kontakt emisija (R)
Utorak, 13-04-2021.
14:00
Sportikos, sportska emisija (R)
Utorak, 13-04-2021.
15:00
Budnica, talk show (R)
Utorak, 13-04-2021.
15:55
Vijesti, informativna emisija
Utorak, 13-04-2021.
16:00
TV Replika, kontakt emisija
Utorak, 13-04-2021.
17:00
Vukovarska kronika, mozaična emisija (R)
Utorak, 13-04-2021.
17:30
Akademska četvrt, mozaični program (R)
Utorak, 13-04-2021.
18:00
Dnevnik, informativna emisija
Utorak, 13-04-2021.
18:30
Auto moto nautic vision, emisija o automobilizmu (R)
Utorak, 13-04-2021.
19:00
City music, glazbena emisija
Utorak, 13-04-2021.
20:00
Odaberi zdravlje, sponzorirani program
Utorak, 13-04-2021.
21:00
Naš (g)rad, informativna emisija
Utorak, 13-04-2021.
22:00
Dnevnik, informativna emisija (R)
Utorak, 13-04-2021.
22:30
TV Replika, kontakt emisija (R)
Utorak, 13-04-2021.
23:30
Kraj programa
Utorak, 13-04-2021.
09:45
TV prodaja
Srijeda, 14-04-2021.
10:00
Dnevnik, informativna emisija (R)
Srijeda, 14-04-2021.
10:30
Zdrava jabuka, sponzorirani program
Srijeda, 14-04-2021.
11:45
Sportikos, sportska emisija (R)
Srijeda, 14-04-2021.
12:45
U dobroj formi, magazin
Srijeda, 14-04-2021.
13:15
Kultura 21, magazin
Srijeda, 14-04-2021.
13:55
Auto moto nautic vision, emisija o automobilizmu (R)
Srijeda, 14-04-2021.
14:25
TV prodaja
Srijeda, 14-04-2021.
14:40
Glazbeni program
Srijeda, 14-04-2021.
14:55
Naš (g)rad, informativna emisija (R)
Srijeda, 14-04-2021.
15:55
Vijesti, informativna emisija
Srijeda, 14-04-2021.
16:00
TV Replika, kontakt emisija
Srijeda, 14-04-2021.
16:55
Odaberi zdravlje, sponzorirani program (R)
Srijeda, 14-04-2021.
18:00
Dnevnik, informativna emisija
Srijeda, 14-04-2021.
18:30
Auto moto nautic vision, emisija o automobilizmu (R)
Srijeda, 14-04-2021.
19:00
City music, glazbena emisija
Srijeda, 14-04-2021.
20:00
Karte na stol, talk show
Srijeda, 14-04-2021.
21:00
Osijek pita, informativna emisija
Srijeda, 14-04-2021.
21:30
Zvjezdani show, zabavno - glazbena emisija (R)
Srijeda, 14-04-2021.
23:00
Osijek info, mozaična emisija (R)
Srijeda, 14-04-2021.
23:30
Dnevnik, informativna emisija (R)
Srijeda, 14-04-2021.
00:00
Kraj programa
Četvrtak, 15-04-2021.
09:45
TV prodaja
Četvrtak, 15-04-2021.
10:00
Dnevnik, informativna emisija (R)
Četvrtak, 15-04-2021.
10:30
Glazbeni program
Četvrtak, 15-04-2021.
11:30
Kultura 21, magazin
Četvrtak, 15-04-2021.
12:00
TV prodaja
Četvrtak, 15-04-2021.
12:20
U dobroj formi, magazin
Četvrtak, 15-04-2021.
13:00
Naš (g)rad, informativna emisija (R)
Četvrtak, 15-04-2021.
14:00
LifeStyle TV, magazin
Četvrtak, 15-04-2021.
14:55
Karte na stol, talk show (R)
Četvrtak, 15-04-2021.
15:55
Vijesti, informativna emisija
Četvrtak, 15-04-2021.
16:00
TV Replika, kontakt emisija
Četvrtak, 15-04-2021.
17:00
Zlato ravnice, poljoprivredna emisija (R)
Četvrtak, 15-04-2021.
17:40
Akademska četvrt, mozaična emisija (R)
Četvrtak, 15-04-2021.
18:00
Dnevnik, informativna emisija
Četvrtak, 15-04-2021.
18:30
TV Koktel, mozaična emisija
Četvrtak, 15-04-2021.
19:30
City music, glazbena emisija
Četvrtak, 15-04-2021.
20:00
Budnica, talk show
Četvrtak, 15-04-2021.
21:00
Osijek info, mozaična emisija (R)
Četvrtak, 15-04-2021.
21:30
To smo mi , putopisna reportaža
Četvrtak, 15-04-2021.
22:00
Dnevnik, informativna emisija (R)
Četvrtak, 15-04-2021.
22:30
TV Replika, informativna emisija (R)
Četvrtak, 15-04-2021.
00:30
Kraj programa
Petak, 16-04-2021.
09:30
Glazbeni program
Petak, 16-04-2021.
09:45
TV prodaja
Petak, 16-04-2021.
10:00
Dnevnik, informativna emisija (R)
Petak, 16-04-2021.
10:20
Glazbeni program
Petak, 16-04-2021.
10:45
Auto moto nautic vision, emisija o automobilizmu
Petak, 16-04-2021.
11:30
U dobroj formi, magazin (R)
Petak, 16-04-2021.
12:00
Kultura 21, magazin (R)
Petak, 16-04-2021.
12:30
Glazbeni program
Petak, 16-04-2021.
13:00
Osijek info, mozaična emisija (R)
Petak, 16-04-2021.
13:30
TV Koktel, mozaična emisija (R)
Petak, 16-04-2021.
14:30
TV prodaja
Petak, 16-04-2021.
14:55
Zdrava jabuka, sponzorirani program (R)
Petak, 16-04-2021.
15:55
Vijesti, informativna emisija
Petak, 16-04-2021.
16:00
Produženi vikend, mozaična emisija (R)
Petak, 16-04-2021.
17:00
Kratki rezovi, emisija o filmu
Petak, 16-04-2021.
18:00
Dnevnik, informativna emisija
Petak, 16-04-2021.
18:30
Auto moto nautic vision, emisija o automobilizmu
Petak, 16-04-2021.
19:00
City music, glazbena emisija
Petak, 16-04-2021.
20:00
Zdrava jabuka, sponzorirani program
Petak, 16-04-2021.
21:00
Osijek pita, informativna emisija
Petak, 16-04-2021.
21:30
To smo mi , putopisna reportaža
Petak, 16-04-2021.
22:00
Svirajte mi tamburaši, glazbena emisija
Petak, 16-04-2021.
22:30
Dnevnik, informativna emisija (R)
Petak, 16-04-2021.
23:00
Kratki rezovi, emisija o filmu (R)
Petak, 16-04-2021.
00:00
Kraj programa
Subota, 17-04-2021.
09:45
TV prodaja
Subota, 17-04-2021.
10:00
Dnevnik, informativna emisija (R)
Subota, 17-04-2021.
10:30
TV prodaja
Subota, 17-04-2021.
10:45
LifeStyle, magazin
Subota, 17-04-2021.
11:45
TV Koktel, moziačna emisija (R)
Subota, 17-04-2021.
12:45
Kako se snimao film, dokumentarna reportaža
Subota, 17-04-2021.
13:00
Svirajte mi tamburaši. glazbena emisija (R)
Subota, 17-04-2021.
13:30
Zdrava jabuka, sponzorirani program (R)
Subota, 17-04-2021.
14:30
Budnica, talk show (R)
Subota, 17-04-2021.
15:30
KolibriS, emisija o kulturi
Subota, 17-04-2021.
16:30
Odaberi zdravlje, sponzorirani program (R)
Subota, 17-04-2021.
17:30
Kako se snimao film, dokumentarna reportaža
Subota, 17-04-2021.
18:00
Dnevnik, informativna emisija
Subota, 17-04-2021.
18:30
Auto moto nautic vision, emisija o automobilizmu (R)
Subota, 17-04-2021.
19:00
City music, glazbena emisija
Subota, 17-04-2021.
20:00
Osijek info, mozaična emisija
Subota, 17-04-2021.
20:30
Slavonsko veselje, glazbena kontakt emisija
Subota, 17-04-2021.
22:30
Općina Bizovac, reportaža
Subota, 17-04-2021.
23:00
Osijek pita, informativna emisija (R)
Subota, 17-04-2021.
23:30
Dnevnik, informativna emisija (R)
Subota, 17-04-2021.
00:00
Kraj programa
Nedjelja, 18-04-2021.
09:15
Mamre, vjerski program (R)
Nedjelja, 18-04-2021.
09:30
Produženi vikend, mozaična emisija (R)
Nedjelja, 18-04-2021.
10:30
Dnevnik, informativna emisija (R)
Nedjelja, 18-04-2021.
11:00
Zdrava jabuka, sponzorirani program
Nedjelja, 18-04-2021.
12:00
To smo mi, putopisna reportaža (R)
Nedjelja, 18-04-2021.
12:30
Svirajte mi tamburaši, glazbena emisija
Nedjelja, 18-04-2021.
13:00
Budnica, talk show (R)
Nedjelja, 18-04-2021.
14:00
Kratki rezovi, emisija o filmu (R)
Nedjelja, 18-04-2021.
14:30
Zlato ravnice, poljopriverdna emisija
Nedjelja, 18-04-2021.
15:00
Zdrava jabuka, sponzorirani program
Nedjelja, 18-04-2021.
16:00
Zvjezdani show, zabavno- glazbena emisija
Nedjelja, 18-04-2021.
17:40
Mamre, vjerski program (R)
Nedjelja, 18-04-2021.
18:00
Dnevnik, informativna emisija
Nedjelja, 18-04-2021.
18:30
Glazbeni program
Nedjelja, 18-04-2021.
19:00
TV Koktel, moziačna emisija (R)
Nedjelja, 18-04-2021.
20:00
Impuls razvoja, emisija o gospodarstvu
Nedjelja, 18-04-2021.
20:30
Slavonsko veselje, glazbena kontakt emisija
Nedjelja, 18-04-2021.
22:30
Osijek pita, informativna emisija (R)
Nedjelja, 18-04-2021.
23:00
Dnevnik, informativna emisija (R)
Nedjelja, 18-04-2021.
23:55
Kraj programa
Nedjelja, 18-04-2021.
Should this happen, the debtor could fall under a trap: deciding on high priced rollovers, encountering hefty belated charges, or making use of new payday advances to pay for ones that are old.
For instance, somebody who borrows $400 for a fortnight will need to repay $460, presuming charges of $15 per $100 lent. In the event that person can’t repay that amount, she or he shall need certainly to borrow $460 while having to settle $529 fourteen days from then on. In the event that debtor keeps taking out fully brand new loans to spend old people, she or he will end up with debts of $608, $670, $805, and so forth.
Eventually, your debt could become insurmountable.
Because payday loan providers make use of your paycheck that is regular as foundation in making a loan, many don’t check your credit score when creating a financing choice.
Alternatively, the lender that is typical the next requirements:
The requirements that are exact change from lender to lender or state to mention.
Many lenders that are payday need which you have actually good credit, or any credit rating after all. Most won’t pull your credit file whenever you apply. Instead, they’ll make the mortgage predicated on your income stubs or secure it having a finalized, post-dated check.
Remember that pay day loans may well not report your repayments to credit agencies. Which means that a quick payday loan won’t|loan that is payday necessarily help you develop credit, even though you are together with making re re payments.
Having said that, in the event that you skip re re payments, payday loan providers may send your account to collections , which hurts your credit.
Payday advances generally charge interest levels and costs far greater than any kind of form of loan. The customer Financial Protection Bureau estimates that the payday that is average charges $15 in costs for every single $100 which you borrow, with typical costs which range from ten dollars to $30 per $100 lent.
A charge of $15 per $100 lent, assuming a repayment that is two-week, is the same as that loan having a 400 per cent apr (APR). This will be significantly more than 10 times more than the prices charged on bank cards, that are being among the most ways that are expensive borrow funds.
There are numerous downsides to pay day loans, and that’s why people give consideration to them a final resort.
One is their high expense. Payday advances include charges and interest levels that will let them have the exact carbon copy of a 400 per cent percentage that is annual or beyond. This will be a lot more than typical loans and credit cards cost, making them the most ways that are expensive borrow cash.
The price of payday advances makes it simple for individuals to fall under a period of financial obligation, making use of new payday advances to settle old people or having to pay charges for rollovers or belated repayments. Ultimately, they end up in such considerable amounts of debt http://approved-cash.com/payday-loans-ne which they can’t protect their repayments with brand new loans.
Pay day loans additionally won’t help your credit. Many loan providers won’t report your instalments to credit reporting agencies until you fail to repay the loan. This means loans that are payday just harm your credit.
The options to pay day loans vary along with your financial predicament along with your basis for trying to get that loan.
For those who have cost savings to pay for an expense, it may possibly be a good notion to make use of that rather of borrowing. In the event that you don’t have money squirreled away, a typical alternative is utilizing a charge card. Bank cards are a way that is expensive borrow cash, but they’re far less expensive than payday advances. If you need to borrow cash, a charge card can be better than an online payday loan.
You can try applying for a personal loan (a flexible, unsecured loan through a traditional bank or lender) if you have solid credit,. Also people that have ok credit can qualify, but better credit will always make the mortgage cheaper. Unsecured loans generally have reduced expenses and greater borrowing limitations than payday advances. At the time of April 2020, the common personal bank loan charged around 11 per cent in interest. You are able to take to embracing friends and family for assistance, or asking your company for the advance on your own paycheck.
Preferably, you can look at to construct a crisis investment that covers three to 6 months of bills by putting aside a few of your earnings every month. When you can touch an urgent situation investment rather than borrowing, you’ll cut costs on interest and costs when you look at the run that is long.
DIREKTORICA I GLAVNA UREDNICA
Ružica Smolčić
031 400 000
urednik@ostv.hr
VODITELJ TEHNIKE
Dario Čakmak
rezija@ostv.hr
VODITELJICA MARKETINGA
Mirjana Mlinarević
031 400 003
marketing@ostv.hr
Dizajn i izrada: Gauss Development