• 09:45

    TV prodaja

    Subota, 17-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

    Subota, 17-04-2021.

  • 10:30

    TV prodaja

    Subota, 17-04-2021.

  • 10:45

    LifeStyle, magazin

    Subota, 17-04-2021.

  • 11:45

    TV Koktel, moziačna emisija (R)

    Subota, 17-04-2021.

  • 12:45

    Kako se snimao film, dokumentarna reportaža

    Subota, 17-04-2021.

  • 13:00

    Svirajte mi tamburaši. glazbena emisija (R)

    Subota, 17-04-2021.

  • 13:30

    Zdrava jabuka, sponzorirani program (R)

    Subota, 17-04-2021.

  • 14:30

    Budnica, talk show (R)

    Subota, 17-04-2021.

  • 15:30

    KolibriS, emisija o kulturi

    Subota, 17-04-2021.

  • 16:30

    Odaberi zdravlje, sponzorirani program (R)

    Subota, 17-04-2021.

  • 17:30

    Kako se snimao film, dokumentarna reportaža

    Subota, 17-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Subota, 17-04-2021.

  • 18:30

    Auto moto nautic vision, emisija o automobilizmu (R)

    Subota, 17-04-2021.

  • 19:00

    City music, glazbena emisija

    Subota, 17-04-2021.

  • 20:00

    Osijek info, mozaična emisija

    Subota, 17-04-2021.

  • 20:30

    Slavonsko veselje, glazbena kontakt emisija

    Subota, 17-04-2021.

  • 22:30

    Općina Bizovac, reportaža

    Subota, 17-04-2021.

  • 23:00

    Osijek pita, informativna emisija (R)

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  • 23:30

    Dnevnik, informativna emisija (R)

    Subota, 17-04-2021.

  • 00:00

    Kraj programa

    Nedjelja, 18-04-2021.

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    Mamre, vjerski program (R)

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    Produženi vikend, mozaična emisija (R)

    Nedjelja, 18-04-2021.

  • 10:30

    Dnevnik, informativna emisija (R)

    Nedjelja, 18-04-2021.

  • 11:00

    Zdrava jabuka, sponzorirani program

    Nedjelja, 18-04-2021.

  • 12:00

    To smo mi, putopisna reportaža (R)

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  • 12:30

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    Nedjelja, 18-04-2021.

  • 13:00

    Budnica, talk show (R)

    Nedjelja, 18-04-2021.

  • 14:00

    Kratki rezovi, emisija o filmu (R)

    Nedjelja, 18-04-2021.

  • 14:30

    Zlato ravnice, poljopriverdna emisija

    Nedjelja, 18-04-2021.

  • 15:00

    Zdrava jabuka, sponzorirani program

    Nedjelja, 18-04-2021.

  • 16:00

    Zvjezdani show, zabavno- glazbena emisija

    Nedjelja, 18-04-2021.

  • 17:40

    Mamre, vjerski program (R)

    Nedjelja, 18-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Nedjelja, 18-04-2021.

  • 18:30

    Glazbeni program

    Nedjelja, 18-04-2021.

  • 19:00

    TV Koktel, moziačna emisija (R)

    Nedjelja, 18-04-2021.

  • 20:00

    Impuls razvoja, emisija o gospodarstvu

    Nedjelja, 18-04-2021.

  • 20:30

    Slavonsko veselje, glazbena kontakt emisija

    Nedjelja, 18-04-2021.

  • 22:30

    Osijek pita, informativna emisija (R)

    Nedjelja, 18-04-2021.

  • 23:00

    Dnevnik, informativna emisija (R)

    Nedjelja, 18-04-2021.

  • 23:55

    Kraj programa

    Nedjelja, 18-04-2021.

  • 09:30

    TV prodaja

    Ponedjeljak, 19-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

    Ponedjeljak, 19-04-2021.

  • 10:30

    Produženi vikend, moziačna emisija (R)

    Ponedjeljak, 19-04-2021.

  • 11:30

    Slavonsko veselje, zabavno - glazbena kontakt emisija (R)

    Ponedjeljak, 19-04-2021.

  • 13:30

    Zdrava jabuka, sponzorirani program

    Ponedjeljak, 19-04-2021.

  • 14:30

    U dobroj formi, magazin

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  • 15:00

    Zlato ravnice, poljoprivredna emisija (R)

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  • 15:40

    Akademska četvrt, mozaična emisija (R)

    Ponedjeljak, 19-04-2021.

  • 15:55

    Vijesti, informativna emisija

    Ponedjeljak, 19-04-2021.

  • 16:00

    TV Replika, kontakt emisija

    Ponedjeljak, 19-04-2021.

  • 17:15

    Osijek info, mozaična emisija (R)

    Ponedjeljak, 19-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Ponedjeljak, 19-04-2021.

  • 18:30

    Sportikos, sportska emisija

    Ponedjeljak, 19-04-2021.

  • 19:30

    City music, glazbena emisija

    Ponedjeljak, 19-04-2021.

  • 20:00

    Budnica, talk show

    Ponedjeljak, 19-04-2021.

  • 21:00

    Impuls razvoja, emisija o gospodarstvu (R)

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  • 21:30

    Vukovarska kronika, mozaična emisija

    Ponedjeljak, 19-04-2021.

  • 22:00

    After, emisija o elektronskoj glazbi

    Ponedjeljak, 19-04-2021.

  • 23:30

    Dnevnik, informativna emisija (R)

    Ponedjeljak, 19-04-2021.

  • 00:00

    Kraj programa

    Utorak, 20-04-2021.

  • 09:45

    TV prodaja

    Utorak, 20-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

    Utorak, 20-04-2021.

  • 10:30

    TV Koktel, mozaična emisija (R)

    Utorak, 20-04-2021.

  • 11:30

    TV prodaja

    Utorak, 20-04-2021.

  • 11:45

    Slavonsko veselje, zabavno - glazbena kontakt emisija (R)

    Utorak, 20-04-2021.

  • 14:00

    Sportikos, sportska emisija (R)

    Utorak, 20-04-2021.

  • 15:00

    Budnica, talk show (R)

    Utorak, 20-04-2021.

  • 15:55

    Vijesti, informativna emisija

    Utorak, 20-04-2021.

  • 16:00

    TV Replika, kontakt emisija

    Utorak, 20-04-2021.

  • 17:00

    Vukovarska kronika, mozaična emisija (R)

    Utorak, 20-04-2021.

  • 17:30

    Akademska četvrt, mozaični program (R)

    Utorak, 20-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Utorak, 20-04-2021.

  • 18:30

    Auto moto nautic vision, emisija o automobilizmu (R)

    Utorak, 20-04-2021.

  • 19:00

    City music, glazbena emisija

    Utorak, 20-04-2021.

  • 20:00

    Odaberi zdravlje, sponzorirani program

    Utorak, 20-04-2021.

  • 21:00

    Naš (g)rad, informativna emisija

    Utorak, 20-04-2021.

  • 22:00

    Dnevnik, informativna emisija (R)

    Utorak, 20-04-2021.

  • 22:30

    TV Replika, kontakt emisija (R)

    Utorak, 20-04-2021.

  • 23:30

    Kraj programa

    Utorak, 20-04-2021.

  • 09:45

    TV prodaja

    Srijeda, 21-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

    Srijeda, 21-04-2021.

  • 10:30

    Zdrava jabuka, sponzorirani program

    Srijeda, 21-04-2021.

  • 11:45

    Sportikos, sportska emisija (R)

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  • 12:45

    U dobroj formi, magazin

    Srijeda, 21-04-2021.

  • 13:15

    Kultura 21, magazin

    Srijeda, 21-04-2021.

  • 13:55

    Auto moto nautic vision, emisija o automobilizmu (R)

    Srijeda, 21-04-2021.

  • 14:25

    TV prodaja

    Srijeda, 21-04-2021.

  • 14:40

    Glazbeni program

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  • 14:55

    Naš (g)rad, informativna emisija (R)

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  • 15:55

    Vijesti, informativna emisija

    Srijeda, 21-04-2021.

  • 16:00

    TV Replika, kontakt emisija

    Srijeda, 21-04-2021.

  • 16:55

    Odaberi zdravlje, sponzorirani program (R)

    Srijeda, 21-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Srijeda, 21-04-2021.

  • 18:30

    Auto moto nautic vision, emisija o automobilizmu (R)

    Srijeda, 21-04-2021.

  • 19:00

    City music, glazbena emisija

    Srijeda, 21-04-2021.

  • 20:00

    Karte na stol, talk show

    Srijeda, 21-04-2021.

  • 21:00

    Osijek pita, informativna emisija

    Srijeda, 21-04-2021.

  • 21:30

    Zvjezdani show, zabavno - glazbena emisija (R)

    Srijeda, 21-04-2021.

  • 23:00

    Osijek info, mozaična emisija (R)

    Srijeda, 21-04-2021.

  • 23:30

    Dnevnik, informativna emisija (R)

    Srijeda, 21-04-2021.

  • 00:00

    Kraj programa

    Četvrtak, 22-04-2021.

  • 09:45

    TV prodaja

    Četvrtak, 22-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

    Četvrtak, 22-04-2021.

  • 10:30

    Glazbeni program

    Četvrtak, 22-04-2021.

  • 11:30

    Kultura 21, magazin

    Četvrtak, 22-04-2021.

  • 12:00

    TV prodaja

    Četvrtak, 22-04-2021.

  • 12:20

    U dobroj formi, magazin

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  • 13:00

    Naš (g)rad, informativna emisija (R)

    Četvrtak, 22-04-2021.

  • 14:00

    LifeStyle TV, magazin

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    Karte na stol, talk show (R)

    Četvrtak, 22-04-2021.

  • 15:55

    Vijesti, informativna emisija

    Četvrtak, 22-04-2021.

  • 16:00

    TV Replika, kontakt emisija

    Četvrtak, 22-04-2021.

  • 17:00

    Zlato ravnice, poljoprivredna emisija (R)

    Četvrtak, 22-04-2021.

  • 17:40

    Akademska četvrt, mozaična emisija (R)

    Četvrtak, 22-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Četvrtak, 22-04-2021.

  • 18:30

    TV Koktel, mozaična emisija

    Četvrtak, 22-04-2021.

  • 19:30

    City music, glazbena emisija

    Četvrtak, 22-04-2021.

  • 20:00

    Budnica, talk show

    Četvrtak, 22-04-2021.

  • 21:00

    Osijek info, mozaična emisija (R)

    Četvrtak, 22-04-2021.

  • 21:30

    To smo mi , putopisna reportaža

    Četvrtak, 22-04-2021.

  • 22:00

    Dnevnik, informativna emisija (R)

    Četvrtak, 22-04-2021.

  • 22:30

    TV Replika, informativna emisija (R)

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    Kraj programa

    Petak, 23-04-2021.

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    Glazbeni program

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    TV prodaja

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    Glazbeni program

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    Glazbeni program

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  • 13:30

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  • 14:30

    TV prodaja

    Petak, 23-04-2021.

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    Zdrava jabuka, sponzorirani program (R)

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    Vijesti, informativna emisija

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    Produženi vikend, mozaična emisija (R)

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    Kratki rezovi, emisija o filmu

    Petak, 23-04-2021.

  • 18:00

    Dnevnik, informativna emisija

    Petak, 23-04-2021.

  • 18:30

    Auto moto nautic vision, emisija o automobilizmu

    Petak, 23-04-2021.

  • 19:00

    City music, glazbena emisija

    Petak, 23-04-2021.

  • 20:00

    Zdrava jabuka, sponzorirani program

    Petak, 23-04-2021.

  • 21:00

    Osijek pita, informativna emisija

    Petak, 23-04-2021.

  • 21:30

    To smo mi , putopisna reportaža

    Petak, 23-04-2021.

  • 22:00

    Svirajte mi tamburaši, glazbena emisija

    Petak, 23-04-2021.

  • 22:30

    Dnevnik, informativna emisija (R)

    Petak, 23-04-2021.

  • 23:00

    Kratki rezovi, emisija o filmu (R)

    Petak, 23-04-2021.

  • 00:00

    Kraj programa

    Subota, 24-04-2021.

  • 09:45

    TV prodaja

    Subota, 24-04-2021.

  • 10:00

    Dnevnik, informativna emisija (R)

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  • 10:30

    TV prodaja

    Subota, 24-04-2021.

  • 10:45

    LifeStyle, magazin

    Subota, 24-04-2021.

  • 11:45

    TV Koktel, moziačna emisija (R)

    Subota, 24-04-2021.

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    Subota, 24-04-2021.

  • 13:00

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  • 13:30

    Zdrava jabuka, sponzorirani program (R)

    Subota, 24-04-2021.

  • 14:30

    Budnica, talk show (R)

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  • 15:30

    KolibriS, emisija o kulturi

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  • 16:30

    Odaberi zdravlje, sponzorirani program (R)

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  • 17:30

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  • 18:00

    Dnevnik, informativna emisija

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  • 18:30

    Auto moto nautic vision, emisija o automobilizmu (R)

    Subota, 24-04-2021.

  • 19:00

    City music, glazbena emisija

    Subota, 24-04-2021.

  • 20:00

    Osijek info, mozaična emisija

    Subota, 24-04-2021.

  • 20:30

    Slavonsko veselje, glazbena kontakt emisija

    Subota, 24-04-2021.

  • 22:30

    Osijek pita, informativna emisija (R)

    Subota, 24-04-2021.

  • 23:00

    Dnevnik, informativna emisija (R)

    Subota, 24-04-2021.

  • 00:00

    Kraj programa

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  • 09:15

    Mamre, vjerski program (R)

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  • 09:30

    Produženi vikend, mozaična emisija (R)

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  • 10:30

    Dnevnik, informativna emisija (R)

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  • 11:00

    Zdrava jabuka, sponzorirani program

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  • 12:00

    To smo mi, putopisna reportaža (R)

    Nedjelja, 25-04-2021.

  • 12:30

    Svirajte mi tamburaši, glazbena emisija

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  • 13:00

    Budnica, talk show (R)

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  • 14:00

    Kratki rezovi, emisija o filmu (R)

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  • 14:30

    Zlato ravnice, poljopriverdna emisija

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  • 15:00

    Zdrava jabuka, sponzorirani program

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  • 16:00

    Zvjezdani show, zabavno- glazbena emisija

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  • 17:40

    Mamre, vjerski program (R)

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  • 18:00

    Dnevnik, informativna emisija

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  • 18:30

    Glazbeni program

    Nedjelja, 25-04-2021.

  • 19:00

    TV Koktel, moziačna emisija (R)

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  • 20:00

    Impuls razvoja, emisija o gospodarstvu

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  • 20:30

    Slavonsko veselje, glazbena kontakt emisija

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  • 22:30

    Osijek pita, informativna emisija (R)

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  • 23:00

    Dnevnik, informativna emisija (R)

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  • 23:55

    Kraj programa

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Western Sky Loans Are No Actual More, but We’re Able To All Discover a Valuable Lesson

Western Sky Loans Are No Actual More, but We’re Able To All Discover a Valuable Lesson

Western Sky Loans was indeed a financing that is predatory that caused an abundance of headaches for the quantity of an individual.

Western Sky Financial was in fact home financing lender that charged exorbitant costs and interest levels on loans, and ceased operations in 2013. The storyline of Western Sky’s loan procedure is one which shows exactly how dangerous high-interest financing, like „payday loans,“ may be even though business is no further making loans.

Western Sky’s „loan products“ Unlike numerous high-interest financial institutions, such as for instance payday and title financial institutions ( more on payday loans Missouri them afterwards), Western Sky have been based inside the sides about the Cheyenne online pay day loans Nunavut River Indian Reservation along with maybe maybe not been prone to U.S. regulations managing high-interest loans. Consequently, these everyone was in a position to make utilization of unusual loan terms — at least for a while.

Whereas numerous financing that is high-interest done for restricted time durations — such as for instance 31 times or less — Western Sky’s loans had been added to terms starting from a year to seven years. Rates of interest depended into the specific loan terms, nevertheless the typical interest rate for a Western Sky loan had been 135%.

As if that wasn’t enough, while there were no costs which are up-front se, there clearly was a fee regarding each loan which has been simply included to the loan’s security. And, these fees may be big. As an example, you needed to sign up for an $850 loan, of that you simply received $500 and Western Sky pocketed the remainder in the event that you desired to borrow $500.

To illustrate just how ludicrous Western Sky’s loan terms was indeed, right right right here there are the particulars from a chart that is real Western Sky’s „rates“ web web site, due to the fact site finished up being however up:

According to this chart, an individual who borrowed $1,000 would get trying to repay a lot more than $4,000. And, a person who took away a $10,000 loan would back find yourself paying more than $62,000.

Fortunately, as a consequence of a massive amount of client complaints and anxiety by a number of activist teams, Western Sky ceased making brand name completely new loans in September 2013. The company’s loans had recently been prohibited in 21 states, and lots of other people had been taking care of doing the exact same at that time.

Therefore, this type or type of funding doesn’t occur anymore, right? Well, it may, yet a questionnaire this is certainly various. Once I fleetingly mentioned previous, two major kinds of high-interest funding — title and payday advances, continue being alive and well in many states.

High-cost payday loan are allowed in 32 states, with specific terms set by each declare that is specific the timeframe and maximum interest rates allowed. by way of example, California allows paydays loans just as much as $300, but capped them at a phrase this is certainly 31-day a maximum apr of 459per cent (the simple truth is, there has been greater payday loan before many states‘ regulations went into effect).

Title loans are less regular, but are possibly a complete lot more harmful. Given in mere 17 states (and another four states where „loopholes“ happen), name funding has a great deal greater optimum loan amounts, along with numerous states you will find no limits whatsoever — additionally within the interest. As one example, brand title brand completely new Hampshire allows title loans most of the way to $10,000 with an initial one-month term with up to 10 renewals, at 25% interest on a monthly basis (300percent every year).

Avoid no real matter what High-interest loans may be outlawed completely at some point, in the meantime, they need to be avoided without exceptions. Merely to put some numbers towards the conversation this is certainly above a brand namename completely new Hampshire debtor whom took out from the maximum $10,000 title loan will have to pay back $12,500 (plus costs) after only 1 four weeks. And, this can be in a declare that is continuing caps loan amounts and interest levels! A lot of people remove spend day loans each month, investing lots of money for the privilege of borrowing just a few hundred.

Or in other words, just about almost any way of picking out of the money you will require bank that is, borrowing from relatives and buddies, etc. — is just a considerably better concept than making usage of high-interest creditors. To be a last idea, consider that numerous of Western Sky’s borrowers keep on being making extortionate loan re re re re payments, associated with consumer Affairs, almost couple of years following a company ceased funding. And a lot of regarding the social individuals actually owe significantly more than nevertheless they initially borrowed.

Aren’t getting caught in this period that is vicious. Prevent loans being high-interest all costs.

Impressum

DIREKTORICA I GLAVNA UREDNICA

Ružica Smolčić

031 400 000

urednik@ostv.hr

VODITELJ TEHNIKE

Dario Čakmak

rezija@ostv.hr

VODITELJICA MARKETINGA

Mirjana Mlinarević

031 400 003

marketing@ostv.hr

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Dizajn i izrada: Gauss Development