Najnovije vijesti:
09:15
Mamre, vjerski program (R)
Nedjelja, 11-04-2021.
09:30
Produženi vikend, mozaična emisija (R)
Nedjelja, 11-04-2021.
10:30
Dnevnik, informativna emisija (R)
Nedjelja, 11-04-2021.
11:00
Zdrava jabuka, sponzorirani program
Nedjelja, 11-04-2021.
12:00
To smo mi, putopisna reportaža (R)
Nedjelja, 11-04-2021.
12:30
Svirajte mi tamburaši, glazbena emisija
Nedjelja, 11-04-2021.
13:00
Budnica, talk show (R)
Nedjelja, 11-04-2021.
14:00
Kratki rezovi, emisija o filmu (R)
Nedjelja, 11-04-2021.
14:30
Zlato ravnice, poljopriverdna emisija
Nedjelja, 11-04-2021.
15:00
Zdrava jabuka, sponzorirani program
Nedjelja, 11-04-2021.
16:00
Zvjezdani show, zabavno- glazbena emisija
Nedjelja, 11-04-2021.
17:40
Mamre, vjerski program (R)
Nedjelja, 11-04-2021.
18:00
Dnevnik, informativna emisija
Nedjelja, 11-04-2021.
18:30
Glazbeni program
Nedjelja, 11-04-2021.
19:00
TV Koktel, moziačna emisija (R)
Nedjelja, 11-04-2021.
20:00
Impuls razvoja, emisija o gospodarstvu
Nedjelja, 11-04-2021.
20:30
Slavonsko veselje, glazbena kontakt emisija
Nedjelja, 11-04-2021.
22:30
Osijek pita, informativna emisija (R)
Nedjelja, 11-04-2021.
23:00
Dnevnik, informativna emisija (R)
Nedjelja, 11-04-2021.
23:55
Kraj programa
Nedjelja, 11-04-2021.
09:30
TV prodaja
Ponedjeljak, 12-04-2021.
10:00
Dnevnik, informativna emisija (R)
Ponedjeljak, 12-04-2021.
10:30
Produženi vikend, moziačna emisija (R)
Ponedjeljak, 12-04-2021.
11:30
Slavonsko veselje, zabavno - glazbena kontakt emisija (R)
Ponedjeljak, 12-04-2021.
13:30
Zdrava jabuka, sponzorirani program
Ponedjeljak, 12-04-2021.
14:30
U dobroj formi, magazin
Ponedjeljak, 12-04-2021.
15:00
Zlato ravnice, poljoprivredna emisija (R)
Ponedjeljak, 12-04-2021.
15:40
Akademska četvrt, mozaična emisija (R)
Ponedjeljak, 12-04-2021.
15:55
Vijesti, informativna emisija
Ponedjeljak, 12-04-2021.
16:00
TV Replika, kontakt emisija
Ponedjeljak, 12-04-2021.
17:15
Osijek info, mozaična emisija (R)
Ponedjeljak, 12-04-2021.
18:00
Dnevnik, informativna emisija
Ponedjeljak, 12-04-2021.
18:30
Sportikos, sportska emisija
Ponedjeljak, 12-04-2021.
19:30
City music, glazbena emisija
Ponedjeljak, 12-04-2021.
20:00
Budnica, talk show
Ponedjeljak, 12-04-2021.
21:00
Impuls razvoja, emisija o gospodarstvu (R)
Ponedjeljak, 12-04-2021.
21:30
Vukovarska kronika, mozaična emisija
Ponedjeljak, 12-04-2021.
22:00
After, emisija o elektronskoj glazbi
Ponedjeljak, 12-04-2021.
23:30
Dnevnik, informativna emisija (R)
Ponedjeljak, 12-04-2021.
00:00
Kraj programa
Utorak, 13-04-2021.
09:45
TV prodaja
Utorak, 13-04-2021.
10:00
Dnevnik, informativna emisija (R)
Utorak, 13-04-2021.
10:30
TV Koktel, mozaična emisija (R)
Utorak, 13-04-2021.
11:30
TV prodaja
Utorak, 13-04-2021.
11:45
Slavonsko veselje, zabavno - glazbena kontakt emisija (R)
Utorak, 13-04-2021.
14:00
Sportikos, sportska emisija (R)
Utorak, 13-04-2021.
15:00
Budnica, talk show (R)
Utorak, 13-04-2021.
15:55
Vijesti, informativna emisija
Utorak, 13-04-2021.
16:00
TV Replika, kontakt emisija
Utorak, 13-04-2021.
17:00
Vukovarska kronika, mozaična emisija (R)
Utorak, 13-04-2021.
17:30
Akademska četvrt, mozaični program (R)
Utorak, 13-04-2021.
18:00
Dnevnik, informativna emisija
Utorak, 13-04-2021.
18:30
Auto moto nautic vision, emisija o automobilizmu (R)
Utorak, 13-04-2021.
19:00
City music, glazbena emisija
Utorak, 13-04-2021.
20:00
Odaberi zdravlje, sponzorirani program
Utorak, 13-04-2021.
21:00
Naš (g)rad, informativna emisija
Utorak, 13-04-2021.
22:00
Dnevnik, informativna emisija (R)
Utorak, 13-04-2021.
22:30
TV Replika, kontakt emisija (R)
Utorak, 13-04-2021.
23:30
Kraj programa
Utorak, 13-04-2021.
09:45
TV prodaja
Srijeda, 14-04-2021.
10:00
Dnevnik, informativna emisija (R)
Srijeda, 14-04-2021.
10:30
Zdrava jabuka, sponzorirani program
Srijeda, 14-04-2021.
11:45
Sportikos, sportska emisija (R)
Srijeda, 14-04-2021.
12:45
U dobroj formi, magazin
Srijeda, 14-04-2021.
13:15
Kultura 21, magazin
Srijeda, 14-04-2021.
13:55
Auto moto nautic vision, emisija o automobilizmu (R)
Srijeda, 14-04-2021.
14:25
TV prodaja
Srijeda, 14-04-2021.
14:40
Glazbeni program
Srijeda, 14-04-2021.
14:55
Naš (g)rad, informativna emisija (R)
Srijeda, 14-04-2021.
15:55
Vijesti, informativna emisija
Srijeda, 14-04-2021.
16:00
TV Replika, kontakt emisija
Srijeda, 14-04-2021.
16:55
Odaberi zdravlje, sponzorirani program (R)
Srijeda, 14-04-2021.
18:00
Dnevnik, informativna emisija
Srijeda, 14-04-2021.
18:30
Auto moto nautic vision, emisija o automobilizmu (R)
Srijeda, 14-04-2021.
19:00
City music, glazbena emisija
Srijeda, 14-04-2021.
20:00
Karte na stol, talk show
Srijeda, 14-04-2021.
21:00
Osijek pita, informativna emisija
Srijeda, 14-04-2021.
21:30
Zvjezdani show, zabavno - glazbena emisija (R)
Srijeda, 14-04-2021.
23:00
Osijek info, mozaična emisija (R)
Srijeda, 14-04-2021.
23:30
Dnevnik, informativna emisija (R)
Srijeda, 14-04-2021.
00:00
Kraj programa
Četvrtak, 15-04-2021.
09:45
TV prodaja
Četvrtak, 15-04-2021.
10:00
Dnevnik, informativna emisija (R)
Četvrtak, 15-04-2021.
10:30
Glazbeni program
Četvrtak, 15-04-2021.
11:30
Kultura 21, magazin
Četvrtak, 15-04-2021.
12:00
TV prodaja
Četvrtak, 15-04-2021.
12:20
U dobroj formi, magazin
Četvrtak, 15-04-2021.
13:00
Naš (g)rad, informativna emisija (R)
Četvrtak, 15-04-2021.
14:00
LifeStyle TV, magazin
Četvrtak, 15-04-2021.
14:55
Karte na stol, talk show (R)
Četvrtak, 15-04-2021.
15:55
Vijesti, informativna emisija
Četvrtak, 15-04-2021.
16:00
TV Replika, kontakt emisija
Četvrtak, 15-04-2021.
17:00
Zlato ravnice, poljoprivredna emisija (R)
Četvrtak, 15-04-2021.
17:40
Akademska četvrt, mozaična emisija (R)
Četvrtak, 15-04-2021.
18:00
Dnevnik, informativna emisija
Četvrtak, 15-04-2021.
18:30
TV Koktel, mozaična emisija
Četvrtak, 15-04-2021.
19:30
City music, glazbena emisija
Četvrtak, 15-04-2021.
20:00
Budnica, talk show
Četvrtak, 15-04-2021.
21:00
Osijek info, mozaična emisija (R)
Četvrtak, 15-04-2021.
21:30
To smo mi , putopisna reportaža
Četvrtak, 15-04-2021.
22:00
Dnevnik, informativna emisija (R)
Četvrtak, 15-04-2021.
22:30
TV Replika, informativna emisija (R)
Četvrtak, 15-04-2021.
00:30
Kraj programa
Petak, 16-04-2021.
09:30
Glazbeni program
Petak, 16-04-2021.
09:45
TV prodaja
Petak, 16-04-2021.
10:00
Dnevnik, informativna emisija (R)
Petak, 16-04-2021.
10:20
Glazbeni program
Petak, 16-04-2021.
10:45
Auto moto nautic vision, emisija o automobilizmu
Petak, 16-04-2021.
11:30
U dobroj formi, magazin (R)
Petak, 16-04-2021.
12:00
Kultura 21, magazin (R)
Petak, 16-04-2021.
12:30
Glazbeni program
Petak, 16-04-2021.
13:00
Osijek info, mozaična emisija (R)
Petak, 16-04-2021.
13:30
TV Koktel, mozaična emisija (R)
Petak, 16-04-2021.
14:30
TV prodaja
Petak, 16-04-2021.
14:55
Zdrava jabuka, sponzorirani program (R)
Petak, 16-04-2021.
15:55
Vijesti, informativna emisija
Petak, 16-04-2021.
16:00
Produženi vikend, mozaična emisija (R)
Petak, 16-04-2021.
17:00
Kratki rezovi, emisija o filmu
Petak, 16-04-2021.
18:00
Dnevnik, informativna emisija
Petak, 16-04-2021.
18:30
Auto moto nautic vision, emisija o automobilizmu
Petak, 16-04-2021.
19:00
City music, glazbena emisija
Petak, 16-04-2021.
20:00
Zdrava jabuka, sponzorirani program
Petak, 16-04-2021.
21:00
Osijek pita, informativna emisija
Petak, 16-04-2021.
21:30
To smo mi , putopisna reportaža
Petak, 16-04-2021.
22:00
Svirajte mi tamburaši, glazbena emisija
Petak, 16-04-2021.
22:30
Dnevnik, informativna emisija (R)
Petak, 16-04-2021.
23:00
Kratki rezovi, emisija o filmu (R)
Petak, 16-04-2021.
00:00
Kraj programa
Subota, 17-04-2021.
09:45
TV prodaja
Subota, 17-04-2021.
10:00
Dnevnik, informativna emisija (R)
Subota, 17-04-2021.
10:30
TV prodaja
Subota, 17-04-2021.
10:45
LifeStyle, magazin
Subota, 17-04-2021.
11:45
TV Koktel, moziačna emisija (R)
Subota, 17-04-2021.
12:45
Kako se snimao film, dokumentarna reportaža
Subota, 17-04-2021.
13:00
Svirajte mi tamburaši. glazbena emisija (R)
Subota, 17-04-2021.
13:30
Zdrava jabuka, sponzorirani program (R)
Subota, 17-04-2021.
14:30
Budnica, talk show (R)
Subota, 17-04-2021.
15:30
KolibriS, emisija o kulturi
Subota, 17-04-2021.
16:30
Odaberi zdravlje, sponzorirani program (R)
Subota, 17-04-2021.
17:30
Kako se snimao film, dokumentarna reportaža
Subota, 17-04-2021.
18:00
Dnevnik, informativna emisija
Subota, 17-04-2021.
18:30
Auto moto nautic vision, emisija o automobilizmu (R)
Subota, 17-04-2021.
19:00
City music, glazbena emisija
Subota, 17-04-2021.
20:00
Osijek info, mozaična emisija
Subota, 17-04-2021.
20:30
Slavonsko veselje, glazbena kontakt emisija
Subota, 17-04-2021.
22:30
Općina Bizovac, reportaža
Subota, 17-04-2021.
23:00
Osijek pita, informativna emisija (R)
Subota, 17-04-2021.
23:30
Dnevnik, informativna emisija (R)
Subota, 17-04-2021.
00:00
Kraj programa
Nedjelja, 18-04-2021.
09:15
Mamre, vjerski program (R)
Nedjelja, 18-04-2021.
09:30
Produženi vikend, mozaična emisija (R)
Nedjelja, 18-04-2021.
10:30
Dnevnik, informativna emisija (R)
Nedjelja, 18-04-2021.
11:00
Zdrava jabuka, sponzorirani program
Nedjelja, 18-04-2021.
12:00
To smo mi, putopisna reportaža (R)
Nedjelja, 18-04-2021.
12:30
Svirajte mi tamburaši, glazbena emisija
Nedjelja, 18-04-2021.
13:00
Budnica, talk show (R)
Nedjelja, 18-04-2021.
14:00
Kratki rezovi, emisija o filmu (R)
Nedjelja, 18-04-2021.
14:30
Zlato ravnice, poljopriverdna emisija
Nedjelja, 18-04-2021.
15:00
Zdrava jabuka, sponzorirani program
Nedjelja, 18-04-2021.
16:00
Zvjezdani show, zabavno- glazbena emisija
Nedjelja, 18-04-2021.
17:40
Mamre, vjerski program (R)
Nedjelja, 18-04-2021.
18:00
Dnevnik, informativna emisija
Nedjelja, 18-04-2021.
18:30
Glazbeni program
Nedjelja, 18-04-2021.
19:00
TV Koktel, moziačna emisija (R)
Nedjelja, 18-04-2021.
20:00
Impuls razvoja, emisija o gospodarstvu
Nedjelja, 18-04-2021.
20:30
Slavonsko veselje, glazbena kontakt emisija
Nedjelja, 18-04-2021.
22:30
Osijek pita, informativna emisija (R)
Nedjelja, 18-04-2021.
23:00
Dnevnik, informativna emisija (R)
Nedjelja, 18-04-2021.
23:55
Kraj programa
Nedjelja, 18-04-2021.
MoneyMart and CashMoney causes it to be a practice of providing payday advances at the absolute highest allowable interest that is effective allowed by each province. Having said that, so do almost every other payday lenders.
Just what exactly does which means that for your needs? For residents of British Columbia the effective simple yearly rate of interest for a $300 loan started in a MoneyMart branch for a fortnight is 599.64%. For residents of Ontario the easy APR for a $300 loan for two weeks is 548%.
To be clear, this is certainly just the simple interest rate that is annual. The effective yearly rate of interest is 14,299% (fourteen thousand, 2 hundred and ninety-nine %). The essential difference between the straightforward and effective annual rate of interest may be the effect that is compounding.
To obtain an awareness in bucks of simply how much you’ll owe with an online payday loan versus credit cards advance loan at 24% interest, let us take a good look at the example that is following
Loan | Term | Cost | |
---|---|---|---|
Payday Loan | $300 | 2 weeks | $63 |
Credit Card advance loan | $300 | fourteen days | $8 ($3 Interest + $5 fees) |
Here is the funny thing about cash advance borrowers: all of them have actually bank accounts and additionally they all have actually jobs. So just why do they find yourself making use of payday advances? Since most are simply used because of the convenience without completely appreciating the fee.
Ideally now you can appreciate the fee and understand so just how high priced these loans are. You cannot place lipstick for a pig, therefore whatever the advertising spin, avoid these loans by any means.
Mogo oozes bluster, nonetheless it’s only epidermis deep. With catch-phrases like “getting screwed by the credit card?,” “get protection at Mogo.ca,” “loans made to help you get away from debt faster,” and “the anti-bank,” you would think Mogo had the back, right? Wrong – inside our opinion anyways.
In reality, Mogo’s mini type of credit includes mortgage loan of 47.7per cent! Precisely how does that beat a charge card with a 19.99per cent rate of interest on acquisitions and a 24% APR on payday loans? It does not.
Mogo disingenuously states “You may well not understand it, but charge cards’ super low minimum repayments do not pay off a lot of the main, that could help keep you with debt for many years. MogoMoney’s loan terms are created to allow you to get away from debt in 5 years maximum. That produces your total price of borrowing with Mogo a portion of exactly what you would certainly be paying—even during the exact same price as a credit card.”
Speak about being disingenuous. You know what? You have got a choice to pay a lot more than your charge card’s minimal repayment (and also you constantly should). In reality, as you did to your MogoLiquid installment loan which can charge as much as 45.9% APR, you’d pay off your credit card nearly TWICE as fast if you payday loans Rhode Island paid the same dollar amount each month to your credit card.
Mogo should be considered a lender of last option. In the event that you’re experiencing overrun with credit debt, before you go to Mogo, see if it is possible to combine your financial troubles onto among the numerous stability transfer charge cards, or phone your charge card business to check out should they can lessen your interest price or adjust your repayment terms (yes, that is a thing).
If you want use of money quickly, think about a loan that is same-day a credit card advance loan. It is much, much cheaper than any payday loan, where interest rates run as high as 599% while it is expense, typically with a flat fee of around $5, plus interest of around 24% from the time of withdrawal,!
In the event that you don’t possess a charge card, think about entering overdraft along with your bank checking account. Once more, whilst not perfect, in the event that you do not currently have a plan that is overdraft RBC would just charge $5 per overdraft handling plus a pursuit price of approximately 22percent. You may also get protection that is overdraft $4 30 days.
Finally, in the event that money you are looking is certainly not for a crisis, and also you do not gain access to a credit overdraft or card protection, consider moving regarding the purchase totally.
Everything you may well not understand, is the fact that some loan providers can look upon any pay day loan as a explanation to not accept you as time goes by. Therefore also if you might have compensated it straight back on time, simple fact which you have actually a quick payday loan in your credit score can count against you.
Having said that, then a payday loan may be a reasonable decision, after all other avenues have been exhausted if you absolutely need the money, because you have to pay a speeding ticket that if not paid, means your car’s registration will be suspended and you won’t be able to get to work.
Nonetheless, we’ve some alternatives that are great makes it possible to get money fast:
In the event the bank card application had been refused, and also you require access to credit, you will find options to payday advances and high-interest installment loans. Just since you were not authorized by RBC, does not suggest you may not be approved somewhere else.
You can think about loans without any credit check. Instead, Canada is just starting to start to see the emergence of unsecured bank cards for bad credit. Businesses like Affirm Financial provide an unsecured mastercard (no security deposit needed) with credit limitations as much as $3,000, created for those who have recently emerged from bankruptcy and customer proposition, and in addition for everyone with impaired fico scores.
While rates of interest for the MasterCard that is affirm are than old-fashioned bank cards, at 29.99per cent for homeowners and 34.99% for non-homeowners, they’re a whole lot more reasonable the 599% APR’s available on pay day loans and 47.7% APR entirely on Mogo’s credit line.
DIREKTORICA I GLAVNA UREDNICA
Ružica Smolčić
031 400 000
urednik@ostv.hr
VODITELJ TEHNIKE
Dario Čakmak
rezija@ostv.hr
VODITELJICA MARKETINGA
Mirjana Mlinarević
031 400 003
marketing@ostv.hr
Dizajn i izrada: Gauss Development